Charitable Gift Annuities

A charitable gift annuity, or CGA, can provide fixed payments to you or another beneficiary for life in exchange for an irrevocable gift of cash or eligible appreciated assets.

A portion of the contribution may qualify for an immediate charitable deduction, and part of each payment may receive favorable tax treatment. Payments may begin immediately or, in some arrangements, be deferred until a future date.

In short, CGAs are a philanthropic tool that supports a donor’s chosen AMPATH program while providing a fixed lifetime income stream.

Gift-annuity rates and tax benefits depend on factors including the donor’s age, the number of beneficiaries, the type of asset contributed and the date payments begin. A personalized illustration can help you and your advisors evaluate whether a CGA is appropriate.